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Small Business Health Plans

Employees are your most valuable asset. Taking care of them is taking care of your business.

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Our customized approach provides superior coverage benefits for small businesses, self employed and contractors with:

 

*LOWER DEDUCTIBLES

*20% REDUCTION IN PREMIUM

*PPO ONLY BENEFITS

*YEAR ROUND ENROLLMENT

*NO PARTICIPATION REQUIRMENTS

*ONLINE QUOTE IN UNDER TWO MINUTES

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Frequently Asked Questions

  • How can I provide premium benefits to my employees that match those of a large employer?

The plan you are on is likely powered by how many employees you have. So, the more employees there are, the more you can “buy in” to the better plan. Why put your employees at that disadvantage? When you categorize your employees as individuals, you remove the element of competing for premium. In order to do this, you’ll need to upgrade your plan to reflect the recent changes in group health compliance.

  • How do I free up my time as an administrator when dealing with fallout from billing or claim issues?

Studies show that the #1 burden of group health plan administrators is the lack of support when it comes to employee-billing issues. We eliminate this burden day one. We have a medical billing specialist on hand that will set up each employee’s coverage in advance of their first doctor visit and will work with your employees on any billing discrepancies. Most of these billing issues are handled through our secured portal, straight off of the employee’s smart phone. How much more could you get done with the time saved from employee billing discrepancies?

  • Why are my renewal rates going up each and every year?

Small businesses are disproportionately affected by renewal rates.  Traditional plans re-rate the premiums each year at renewal.  That means that anytime someone uses their coverage, everyone's rates go up!  We can reverse this with our approach to customized health insurance.

  • How can I protect my employees from COVID-19?

We have customized a variety of health plans that allow your employees to avoid crowding and maintain social distancing.  We can do this through either unlimited virtual doctor visits or within our enhanced Health Insurance 2.0 plan.  Adaptation is key to finding the right health insurance solutions for your small business needs. 

  • What are the costs for a small business health plan?  

The pricing on plans will vary, depending on the age and type of plan the fits best with your small business needs.  Our basic standard plans, with comprehensive coverage, can start at $200 monthly. 

Superior benefits with a customized approach

Innovation

Coverage built from the ground up

  • Traditional Group and Major Medical plans are outdated.

  • PPO only benefits provide access to any doctor or facility, nationwide

  • One-Size-Fits all plans are not a good fit for self employed and small business

  • Design the plan that is best for you with options such as Dental, Vision, Zero Deductible, Concierge doctor, Cash Back prescription benefits and more.

Security

Coverage to count on

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  • Complimentary, no obligation online quote

  • State of the art approach stabilizes premiums and renewal rates

  • Minimize employee out of pocket exposure by lowering copays and deductibles

  • Access to any doctor, hospital, medical facility or dentist