Most Group Health plans will consider employee claims each and every year when determining the renewal rate increases. Meaning, if any of your employees have a significant claim your small business premiums are likely to skyrocket. This is because the Traditional approach assesses risk on a B2B ratio, as opposed to one giant data pool. We can make sure that your future renewal rates are stabilized and much more affordable than Traditional options. In other words, avoid the premium traps moving forward. All of this through Health Insurance 2.0!